10 Things You Need to Know About Senator Obama’s Tax Proposals
Under the tax plans of Barack Obama and his Democratic friends in Congress, American families will only be left with… the change in their pockets.
In 2009, Barack Obama and the Democratic Congress have an idea for a bill. Well, really, it’s a lot of bills that will be paid for by nearly every American in the form of higher taxes and higher costs for food, energy and other products.
www.rightchange.com
Thursday, September 25, 2008
Sunday, September 21, 2008
Sabbath Day, September 21, 2008
"There is in this world no such force as the force of a man determined to rise. The human soul cannot be permanently chained."
--W.E.B Du Bois, speech to the Republican Club of New York, Mar. 5, 1910
"That religion, or the duty which we owe to our Creator, and the manner of discharging it, can be directed only by reason and conviction, not by force or violence; and therefore all men are equally entitled to the free exercise of religion, according to the dictates of conscience."
--Patrick Henry, Virginia Bill of Rights, Jun. 12, 1776
--W.E.B Du Bois, speech to the Republican Club of New York, Mar. 5, 1910
"That religion, or the duty which we owe to our Creator, and the manner of discharging it, can be directed only by reason and conviction, not by force or violence; and therefore all men are equally entitled to the free exercise of religion, according to the dictates of conscience."
--Patrick Henry, Virginia Bill of Rights, Jun. 12, 1776
Friday, September 19, 2008
Insurance Lingo
Do you understand your insurance lingo? If you do, count yourself lucky (and good at word puzzles). If you don't...read on.
Familiarize yourself with these common terms.
Copay: The amount you owe for a medical expense at the time the service is rendered. For example, your policy might require a $10 co-pay per doctor's visit.
Deductible: The total amount you must pay for health expenses before your health insurance begins to cover costs. Generally, the higher your deductible, the lower your premium.
Exclusion: Medical services that are not covered under an insurance plan. For example, a plan may not cover plastic surgery or certain kinds of drugs.
Lifetime maximum benefits: The top amount a plan will pay over your lifetime. Maximums generally range from $1 million to $5 million.
Premium: The periodic amount you pay for your policy.
Provider: The person or facility that gives health-care services. Providers can include doctors, therapists, hospitals, labs and clinics.
Source:
All You magazine, August 29, 2008, Page 163
Familiarize yourself with these common terms.
Copay: The amount you owe for a medical expense at the time the service is rendered. For example, your policy might require a $10 co-pay per doctor's visit.
Deductible: The total amount you must pay for health expenses before your health insurance begins to cover costs. Generally, the higher your deductible, the lower your premium.
Exclusion: Medical services that are not covered under an insurance plan. For example, a plan may not cover plastic surgery or certain kinds of drugs.
Lifetime maximum benefits: The top amount a plan will pay over your lifetime. Maximums generally range from $1 million to $5 million.
Premium: The periodic amount you pay for your policy.
Provider: The person or facility that gives health-care services. Providers can include doctors, therapists, hospitals, labs and clinics.
Source:
All You magazine, August 29, 2008, Page 163
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